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Equity Bank Home > Personal Banking

Personal Banking

Equity Savings Account

A convenient medium for accumulating personal deposits, business transactions and for remittances like pension, salary & farm proceeds like tea, coffee, milk and pyrethrum. Can be opened in an individual’s name, joint names, registered groups and registered business names.

Benefits

No minimum operating balance
No ledger fees, maintenance fees and no monthly charges
No cash deposit or cheque handling charges
Free photo captured on account opening
Free internal standing order
No limit to the number or amount of withdrawals
Account accessible at any branch
ATM card on application except for group accounts

Super Junior Investment Account

Provides a medium for investing in your dependants' future. The account is opened and operated by the parent/guardian on behalf of the minor (person below 18yrs).

Benefits

No minimum operating balance
Free bankers’ cheque for payment of school fees
Low minimum account opening and operating balance
No ledger fees, maintenance fees and no monthly charges
No cash deposit or cheque handling charges
Free photo captured on account opening
Free internal standing order
The minor has a sense of ownership for the account
Account accessible at any branch
Allows access to an education loan

Jijenge Account

A contractual account that instills a savings culture to help you realize your dreams. One can deposit any amount as many times as he/she wishes or give standing order instructions.

Benefits

Flexibility to set your own savings culture
No ledger fees, maintenance fee and no monthly charges
No cash deposit or cheque handling charges
Free photo captured at account opening
Free internal standing order
Account can be accessed at any branch
Fast access to loans up to 90% of the jijenge savings at affordable interest rates
Earn bonus interest rates
No notice to withdrawal on maturity

Call and Fixed Deposit Account
Provides an investment opportunity for premium interest earning. All people i.e. individuals, business, companies, groups, churches and organizations are eligible.
	Benefits Affordable minimum deposit Competitive interest rates Premature withdrawal of deposits allowed Allows immediate borrowing of up to 80% of the fixed amount at a competitive interest rate
Other Benefits For All Accounts
Provides an investment opportunity for premium interest earning. All people i.e. individuals, business, companies, groups, churches and organizations are eligible. Benefits Affordable minimum deposit Competitive interest rates Premature withdrawal of deposits allowed Allows immediate borrowing of up to 80% of the fixed amount at a competitive interest rate

Account Opening Requirements

All Equity Bank Accounts

Original and copy of national ID card/passport.

Super Junior Investment Account

Original and copy of birth certificate or birth notification of the child (minor).

Business and Company Account

Original and two copies of certificate of registration/incorporation,
Memorandum and Articles of Association
Resolution to open the account and account mandate

Group/Church Account

Certificate of registration and minutes certified by the Department of Social Services, board or committee resolution
Letter from the church or parish minister specifying the account signatories and the account operating mandate

Personal Banking

Savings Account

Current Account

Super Junior Investment Account

Jijenge Account

Call & Fixed Deposit Account

Requirements

Current Account

A convenient and flexible medium to make and receive payments. The account is opened in individual names or joint names, registered business, group, church or organization.

Benefits

No minimum operating balance
No ledger fees, maintenance fees and no monthly charges
Affordable minimum account opening balance
ATM card on application
Account accessible at any branch
Cheque book facility available
Free monthly account statement
No cash deposit or cheque handling charges
Free internal standing orders
Free photos captured on account opening