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Our History

Equity Bank Limited (The “Bank”) is incorporated, registered under the Kenyan Companies Act Cap 486 and domiciled in Kenya.  The address of the Bank’s registered office is 9th Floor, Equity Centre, P.O. Box 75104 – 00200 Nairobi.  The Bank is licensed under the Kenya Banking Act (Chapter 488), and continues to offer retail banking, microfinance and related services.  The Bank has subsidiaries in Kenya, Uganda, South Sudan, Rwanda and Tanzania.  Its shares are listed on the Nairobi Securities Exchange and Uganda Securities Exchange.

Equity Bank was founded as Equity Building Society (EBS) in October 1984 and was originally a provider of mortgage financing for the majority of customers who fell into the low income population.  The society’s logo, a modest house with a brown roof, resonates with its target market and their determination to make small but steady gains toward a better life, seeking security and advancement of their dreams.  The vast majority of Africans have historically been excluded from access to financial resources.

Having been declared technically insolvent in 1993, Equity’s transformation into a rapidly growing microfinance and then a commercial bank is widely considered to be an inspirational success story.  Currenlty, Equity Bank had more than 8 million customers making it the largest bank in terms of customer base in Africa and having nearly half of bank accounts in Kenya.  The company’s vision is “to be the champion of the socio-economic prosperity of the people of Africa”.

Equity Bank retains a passionate commitment to empowering its clients to transform their lives and livelihoods. Through a business model that is anchored on access, convenience and flexibility, the Bank has evolved to become an all inclusive financial services provider with a growing pan African footprint.

Equity Bank’s business model and its visionary leadership has continued to earn local, regional and global accolades and recognitions. The model is also studied in some of the leading business schools in the world, as other developing countries in Africa and Asia seek to learn from Equity’s low margin, high-volume model.

Equity Bank in 2010 established the Equity Group Foundation. This innovation and creative vehicle has fully transformed the concept of philanthropy and corporate social responsibility. While Equity Group Foundation champions the socio-economic transformation of the people of Africa and seeks partnerships along six cluster thematic areas, Equity Bank provides the infrastructure of delivery hence reducing the operational costs for the Foundation and increasing the rate of return on any social investment. The six social thematic areas of focus are: education and leadership development; financial literacy and access; entrepreneurship, agriculture, health, innovations and environment.


We exist to transform the lives and livelihoods of our people socially and economically by availing them modern, inclusive financial services that maximize their opportunities.


To be the champion of the socio-economic prosperity of the people of Africa.


We offer inclusive, customer focused financial services that socially and economically empower our clients and other stakeholders.


Equity provides inclusive financial services that transform livelihoods, give dignity and expand



Your Listening Caring Partner.


Growing Together In Trust.




Creativity & Innovation


Unity of Purpose

Respect & Dignity for Customers

Effective Corporate Governance

Some of the recent accolades and recognitions that Equity Bank Limited has received include:


  • November 2013: Equity Bank Group Chairman Peter Munga was named Chairman of the Year during the 4th edition of the annual Capital Markets Awards. Munga was celebrated for laying the vision that became Equity Bank and promoting inclusivity in the financial sector.

  • November 2013: Equity Bank was recognized amongst Kenya’s Top Tax Payers 2013 by Kenya Revenue Authority: 2013 Distinguished Tax Payer, Top Ten Category. The Bank is committed to continue upholding the highest standards of corporate governance and to make a contribution in building the nation

  • October 2013: Dr. James Mwangi was awarded the African Business Leader of the Year by Africa Investor. Dr. Mwangi has joined a Pan African initiative that promotes private sector participation in infrastructure and intra-African investment. The Pan African initiative brings together over 150 of the continent's most influential business and government leaders. The award is given to the business leader whose organization is well-run with financial results increasing year on year, and embracing innovation, and model corporate citizen

  • April 2013: Equity Bank was voted Best Bank in Kenya at the Think Business Banking Awards 2013. The Bank emerged tops ahead of 42 other banks for the second year running. The top award came on the strength of regional reach, strong brand pull and innovation.

  • April 2013: Equity Bank was named Best Bank in Kenya Tier 1 (banks with an asset base exceeding Ksh 150 billion) at the annual Banking Awards 2013. The Bank currently has a sturdy asset base of over Ksh 252 billion.

  • April 2013: Equity Bank’s focus on affordability and inclusivity was recognized with the Bank with Lowest Charges award at the Banking Awards 2013.

  • April 2013: Equity Bank was voted the best bank in Kenya in terms of customer deposits amongst banks with a deposit base of over Ksh 75 billion in a recent survey on the performance of Kenyan banks released by accounting and consulting firm RSM Ashvir.


  • June, 2012: Equity Bank CEO and Managing Director Dr. James Mwangi was named 2012 Ernst & Young World Entrepreneur of the Year at a ceremony held in Monte Carlo, Monaco. Dr Mwangi was picked from among the 59 country finalists shortlisted for the title across 51 countries, becoming the first business leader from Sub Saharan Africa to win this prestigious award.
  • June 2012: Equity Bank was awarded Best Managed Company in Africa award by EuroMoney magazine. The Bank won the award on a strong brand pull, regional footprint and corporate governance, based on a survey of market analysts at leading banks and research institutes in Africa.
  • June 2012: Equity Bank was awarded the Most Innovative Bank in Africa Award at the African Bankers Awards held in Arusha, Tanzania. The annual awards reward outstanding talent and achievement in Africa's financial sector.
  • May 2012: Equity Bank was named Best Bank in Kenya at the Banking Awards 2012, while also receiving the Best Bank (Tier 1) and the Best Bank in Microfinance awards at the same event.


  • September 2011: Equity Bank Group was listed as one of the 16 global emerging Markets New Sustainability Champions by a World Economic Forum Report in 2011. Equity Bank Group was recognized as the only financial service provider in the Emerging markets which meets the threshold of sustainability based on a criteria covering, innovation, growth and corporate sustainability.
  • Sept 2011: Africa Investor named Equity CEO Dr. James Mwangi as the African Banker of the year for the second year in a row.
  • Sept 2011: Africa Investor named Equity Bank as the Best Initiative in Support of SMEs and the Millennium Development Goals.


  • 2010: Africa investor named Equity Bank as the Ai 40 Company of the Year.
  • 2010: The Financial Times named Equity CEO Dr. James Mwangi among the 50 emerging market business leaders in BRIC countries - Brazil, Russia, India and China - and other emerging market economies - who have shaped the economic performance of their respective regions. The Financial Times recognized Dr Mwangi for transforming the lives of many people in Kenya including house helps and low income earners who have been able to borrow as little as Kshs 500 from the Bank.


  • In June 2009 Equity Bank was named the Emerging Markets Most Sustainable Bank of the Year in Africa and the Middle East.


  • Equity Bank is the holder of the 2007 Global Vision Award in Microfinance "For initiating a concept of the future that will shape the Global Economy".

Equity Bank Limited offers financial services through its wide network of branches in Kenya, Uganda, South Sudan, Rwanda and Tanzania supported by Alternate Delivery Channels which include:

  • Visa Branded ATMs.
  • Points of Sale (POS) where customers shop; pay and withdraw cash in leading retail outlets.
  • Internet and mobile banking channels The Bank runs on a Global Robust State of the Art Information Technology Computer System supported by Infosys, HP, Oracle and Microsoft.
  • Agency Outlets.

As a Bank, we are guided by the following Core Values which we uphold in all the activities we undertake. These are:



Creativity & Innovation


Unity of Purpose

Respect & Dignity for Customers

Effective Corporate Governance


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